Thousands of dollars will go down the drain unless you have a travel insurance policy that covers cancellation. However, if you are in a foreign country and, for instance, you are evacuated due to natural disaster, do you know what to do or who to call? Your travel insurance company does, and not only will they give you peace of mind that someone will take care of you, but they (in most cases) also pay for it. Vacation Cancellation Are you prepared for the expense of non-refundable tickets, should you have to cancel your vacation for any reason? Things happen.

Sometimes travel insurance is offered through a travel agency, tour company, or cruise line with which you have booked your vacation. You cant spend a quarter of it (or more) sitting at the airport and waiting for your luggage, and replacing your items can be expensive. The problem is that your vacation may only be a week long. Without travel insurance, you would have to pay for these things out of pocket. Do you already have a health insurance policy, either individually or through your employer? If the answer is yes, that might be fine if you are traveling near home, but otherwise, you are likely going to see a ton of out-of-pocket expenses if you get sick or injured while on vacation. Travel insurance can be purchased no matter where you are traveling, though it is most common on vacations to foreign countries. Saving Money on Healthcare One of the primary reasons people buy travel insurance is to ensure that they are covered medically while in another country.

Other times, travel insurance has to be purchased through a third party. Buying a travel insurance policy ensures that if this happens, you will have some money to help cover these costs. Do you need travel insurance? Well, you can certainly go on vacation without it, but at the end of the day, these relatively inexpensive policies can end up saving you from financial ruin. For example, you might need to buy an extra set of clothing, toiletries, and so forth. In many cases luggage is returned within 48 hours. With a travel insurance policy, you can be rest assured that your medical expenses will be handled, usually in full or for a very small co-pay price.Many travelers do not know that travel insurance exists. However, insurance policies such as these can save you thousands of dollars in some cases. Maybe you fall ill or get pregnant and cant fly.

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